Direct Care

DPC, or direct primary care, is a form of cash-pay healthcare. Under this model, you make a financial arrangement directly with your healthcare professional. This cuts insurance out of the billing process — eliminating the need to file claims. DPC could be a new way of handling healthcare costs in your household whether or not you have insurance.

You may be accustomed to medical practices charging you copays or coinsurance for services billed to your insurance plan. But with DPC, you pay your healthcare professional a monthly fee. DPC practices don’t file claims with health plans, so there aren’t the usual out-of-pocket costs associated with using insurance.

When using health insurance, you may not know exactly how much your plan will be billed for a medical appointment, or how much you’ll have to pay out-of-pocket, in advance. Deductibles loom, and copays and coinsurance are applied. Discounts are negotiated between the healthcare professional or practice and your insurance company. Then, you get an explanation of what you’re expected to pay.

DPC eliminates that uncertainty. You’ll know the exact cost of your monthly membership covering basic care and any additional fees for advanced services.